Insurance Policies

As a convenience to you, Dr. Chauhan is a credentialed provider with many major insurance companies. Because benefit coverage varies greatly, we always advise you to check your benefits booklet, call your insurance carrier, or talk to your employer. Mental health benefits are not always as clear cut as major medical benefits and may be covered or administered through a different plan than your major medical care policy. In addition, all levels of care, professionals and diagnoses may not be covered by your mental health benefits. Please be advised that any insurance benefits quoted by your insurance company does not guarantee they will cover payment. We do ask that you pay your deductible and/or co-payment at the time of service and we will file your claim. Managed care clients are responsible for any charges not covered by their policy in the event payment is denied. 

Please note: If you decide to use your insurance, Dr. Chauhan is required to provide a mental health diagnosis in order for your claim to be paid. Many managed care and insurance plans may also require Dr. Chauhan to file “treatment plan” reports that describe your ongoing progress in therapy in order to obtain approval for additional sessions on your behalf. While this is protected health information, once this information is released to a third party, Dr. Chauhan no longer has control over this information and what is done with it. This information may then become a part of your documented permanent medical record in the Medical Insurance Database. Should you apply for life, disability, or private health insurance in the future, you may be denied coverage or charged higher rates based on the diagnosis in the database. In addition, especially for children and adolescents, parents may be concerned about the confidentially of their child’s records and the impact that a mental health diagnosis may have in the future for them. Because of these issues, many patients decide to pay for therapy on their own rather than filing an insurance claim.

For out of network benefits, Dr. Chauhan requires that you pay her full fee at the time of service. She will provide you with a claim form that you can then submit to your insurance company and your insurance company will reimburse you directly.